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Most traffic tickets sting the wallet for a few hundred dollars. A no insurance charge is in an entirely different league. With a mandatory minimum fine that starts in the thousands and can climb into the tens of thousands, driving without insurance carries some of the harshest financial penalties in Ontario’s provincial offences system. Worse,… Read More

It sits right there in the lease, printed in plain language and signed by both parties: no pets allowed. Most tenants read that line and assume it settles the matter. Most landlords write it believing it gives them the power to demand a pet be removed. Both are working from a misunderstanding, because in Ontario… Read More

Few pieces of paper cause more confusion between landlords and tenants than the N5 notice. A tenant who receives one often assumes eviction is imminent, while a landlord who serves one sometimes believes the tenant is already on their way out. Both are usually wrong. The N5 is a formal notice with a very specific… Read More