Small Claims

Managing debt claims

Managing Debt Recovery Claims in the First Quarter

MTS Paralegal Services Professional Corporation is a professional paralegal firm in Ontario that routinely assists individuals and businesses with debt recovery matters arising at the beginning of the calendar year. The first quarter is a critical period for managing outstanding debts, as financial reassessments, year-end reconciliations, and renewed enforcement efforts often converge. Creditors who act… Read More

How to Respond to a Demand Letter Early in the Year

A demand letter is a formal written notice asserting that a legal right has been infringed and that corrective action is expected within a specified timeframe. In Ontario, demand letters are commonly issued at the outset of a dispute and often precede litigation in matters involving contracts, property damage, unpaid debts, or alleged breaches of… Read More

Tenant rights winter damage

Winter Property Damage: Legal Options for Homeowners and Tenants

Cold weather in Ontario routinely gives rise to property damage caused by freezing temperatures, heavy snowfall, ice accumulation, and rapid thaw cycles. Burst pipes, roof collapses, ice dam infiltration, and mould growth following moisture intrusion are recurring winter-related issues. These forms of damage often create legal uncertainty for both homeowners and tenants, particularly when questions… Read More

Consumer disputes Ontario

Mitigating Loss in Consumer Disputes After Holiday Spending

The period following the holiday season frequently reveals financial and legal complications arising from consumer transactions. Returns are disputed, services fall short of expectations, warranties are questioned, and payment obligations continue despite dissatisfaction. In Ontario, post-holiday consumer disputes often raise a critical legal issue: mitigation of loss. Consumers are not permitted to remain passive when… Read More

burden of proof Ontario

The Legal Burden of Proof in Small Claims Court

In Ontario’s civil justice system, the burden of proof determines which party carries the responsibility of proving the facts necessary to succeed in a case. In the Small Claims Court, this principle remains fundamental, despite the court’s simplified procedures. The party who initiates the claim bears the legal and evidentiary responsibility to establish the case… Read More

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