Archive

In Ontario, collection agencies act on behalf of creditors to recover unpaid debts from individuals or businesses. Their authority to collect is derived from either a direct assignment of the debt or a contractual agreement with the creditor. These agencies are governed by the Collection and Debt Settlement Services Act (CDSSA), which outlines how they… Read More

Traffic tickets in Ontario may seem minor, but ignoring them can have serious and lasting consequences. Under Ontario’s Highway Traffic Act (HTA) and Provincial Offences Act (POA), there are strict timelines and processes in place. Failing to act can result in default convictions, increased fines, and even a licence suspension. Below is a clear breakdown… Read More

If you recently received a camera ticket in the mail, you might be wondering if it still counts. Ontario’s new decision to remove speed cameras within two weeks has created plenty of confusion — and maybe a bit of cautious optimism for drivers. The big question is: Are those photo radar fines still legitimate? Let’s… Read More

Ontario’s Small Claims Court has long served as the accessible forum for individuals and businesses to resolve civil disputes in a cost-effective and efficient manner. As of October 1, 2025, the monetary jurisdiction of Small Claims Court is expanding to $50,000. This development represents a significant policy change with broad implications for litigants, legal practitioners,… Read More

Demand letters serve as a pivotal instrument in the resolution of civil disputes prior to litigation. Within the context of Ontario law, such letters are not merely administrative correspondence; rather, they are formal communications intended to assert legal rights, request compliance, and, in some cases, avoid the necessity of costly and time-consuming court proceedings. An… Read More