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vital services Ontario

Tenant Rights When Landlords Fail to Provide Vital Services

In Ontario, tenants are entitled to a safe and habitable living environment. The Residential Tenancies Act, 2006 (RTA) defines “vital services” as those necessary for a rental unit to remain livable. These include heat, hot and cold water, electricity, gas, and fuel, as well as, in certain cases, air conditioning where it is part of… Read More

collection agency lawsuit

How Collection Agencies Use Small Claims Court in Ontario

In Ontario, collection agencies act on behalf of creditors to recover unpaid debts from individuals or businesses. Their authority to collect is derived from either a direct assignment of the debt or a contractual agreement with the creditor. These agencies are governed by the Collection and Debt Settlement Services Act (CDSSA), which outlines how they… Read More

License Suspension in Ontario

The Legal Consequences of Ignoring a Traffic Ticket in Ontario

Traffic tickets in Ontario may seem minor, but ignoring them can have serious and lasting consequences. Under Ontario’s Highway Traffic Act (HTA) and Provincial Offences Act (POA), there are strict timelines and processes in place. Failing to act can result in default convictions, increased fines, and even a licence suspension. Below is a clear breakdown… Read More

$50,000 Limit in Ontario

Can I Sue for $50,000 in Small Claims Court? Soon—Yes!

Ontario’s Small Claims Court has long served as the accessible forum for individuals and businesses to resolve civil disputes in a cost-effective and efficient manner. As of October 1, 2025, the monetary jurisdiction of Small Claims Court is expanding to $50,000. This development represents a significant policy change with broad implications for litigants, legal practitioners,… Read More

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