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Co-signing a loan, lease, or other financial agreement carries significant legal responsibility. A co-signer is not simply a reference or supporter—they are legally responsible for ensuring the agreement is fulfilled. If the primary borrower fails to meet their obligations, the co-signer becomes legally liable for the debt. In Ontario, when a co-signer fails to uphold… Read More

Thanksgiving in Canada is a meaningful holiday founded on gratitude, harvest traditions, and community connection. Observed on the second Monday in October, Thanksgiving traces its origins to European settlers who gathered to give thanks for a successful harvest and survival in unfamiliar and often harsh conditions. Over the years, these observances evolved into a modern… Read More

In Ontario, disputes between landlords and tenants must be carefully assessed to determine the correct legal forum. Choosing between the Landlord and Tenant Board (LTB) and Small Claims Court is more than a procedural step—it can directly affect the outcome of your case. Filing in the wrong venue may lead to delays, dismissal of the… Read More

Verbal agreements, also known as oral contracts, are commonly made in both personal and business settings. Whether agreeing to lend money, perform services, or engage in property transactions, many individuals rely on spoken words rather than formal documentation. Under Ontario law, verbal agreements are generally enforceable. However, enforcing such agreements through the courts presents significant… Read More

Understanding Late Rent Eviction in Ontario In Ontario, rent is due on the exact date specified in the lease agreement, most often the first of the month. When a tenant misses this deadline, the rent is immediately considered late, which is a breach of the Residential Tenancies Act, 2006 (RTA). While a single late payment… Read More