Archive
Tenant Rights When Landlords Fail to Provide Vital Services
December 4, 2025
In Ontario, tenants are entitled to a safe and habitable living environment. The Residential Tenancies Act, 2006 (RTA) defines “vital services” as those necessary for a rental unit to remain livable. These include heat, hot and cold water, electricity, gas, and fuel, as well as, in certain cases, air conditioning where it is part of… Read More
How Collection Agencies Use Small Claims Court in Ontario
December 1, 2025
In Ontario, collection agencies act on behalf of creditors to recover unpaid debts from individuals or businesses. Their authority to collect is derived from either a direct assignment of the debt or a contractual agreement with the creditor. These agencies are governed by the Collection and Debt Settlement Services Act (CDSSA), which outlines how they… Read More